Treasuries moved onchain.
Companies on Robinhood Chain hold their reserves in tokenized stock, not idle cash.
Why Equitab exists
Spending meant selling.
Every expense forced a sale: eat the spread, shrink the position, explain it to the board.
Equitab ends the trade-off.
Your shares become a spending limit. The position stays whole.
How it works
Pledge. Spend. Settle.
Deposit tokenized stock such as HOOD, NVDA, or MSTR. It stays in your account, never transferred.
Pledge
Pledge
collateral
A conservative percentage of collateral value, set by loan-to-value, not by a credit committee.
Limit
Get your
limit
Per-card limits, approvals, and freeze controls for the whole team. Spend USDG anywhere the card is accepted.
Issue
Issue
cards
Repay when it suits the business. The agent reports LTV daily and warns before any threshold, never after.
Settle
Settle on
your schedule
The account
The account view is the product.
White, dense, calm. Emerald does exactly one job: telling you what is available.
Equitab
- Overview
- Cards
- Collateral
- Settlements
- Approvals
- Agent
Meridian Labs
Issue card
Available to spend
8,420.00 USDG
Collateral value
20,050.00 USDG
Loan-to-value
42.0%
| Pledged stock | Amount | Value, USDG | Share |
|---|---|---|---|
| HOOD | 1,240 | 13,640.00 | 68% |
| NVDA | 38 | 4,750.00 | 24% |
| MSTR | 12 | 1,660.00 | 8% |
LTV will reach 60% if HOOD falls 18%. No action required.
Cards
Two tiers, one language.
Business
•••• 4421
Equitab
Equitab Business
Midnight gradient, platinum chip. Issued to every account.
Platinum
•••• 0916
Equitab
Equitab Platinum
Brushed metal, midnight print. Issued when pledged collateral passes a threshold.
Last four digits only. The full number, expiry, and cardholder live in the app.
The agent
Warned before, never after.
Loan-to-value, watched around the clock.
The agent monitors your LTV continuously and messages the account before any threshold is crossed.
No hidden selling.
Collateral is only ever sold at the liquidation threshold you agreed to, and only enough to restore the target band.
Verifiable onchain.
Every pledge, spend, and settlement is a transaction on Robinhood Chain you can independently verify.
Agent notice
09:41
LTV is 68%. At 75% the agent sells collateral to return to 60%. Pledge more stock or settle part of the balance.
$TAB
$TAB governs the collateral list and LTV bands. It holds no claim on card revenue and is not required to open an account. Holders decide what counts as collateral and where the thresholds sit.
Questions
Before you ask.
What happens if my collateral drops in value?
LTV rises. The agent warns at each band. At the liquidation threshold it sells only enough to restore the target. You always see the thresholds up front.
Do my shares leave my account?
No. They are pledged in your own account, never transferred, never lent out.
What can I spend?
USDG, anywhere the card is accepted. Limits are per card and set by the admin.
Who is Equitab for?
Companies, DAOs, and funds on Robinhood Chain that hold tokenized stock and want to spend without selling.
Is $TAB required?
No. $TAB is governance only.